Last updated September 11, 2026
The information in this document is subject to change periodically.
This Cache Terms of Service and End User License Agreement (this “Agreement”) is a legally binding agreement between you ("you" or "User") and Cache Technologies Inc., a Delaware corporation ("Cache", "we", "us", or "our"), governing your access to and use of any and all services provided to you by Cache, including the Cache mobile application, the website located at cachewallet.com and all of its subdomains, and any related software, smart contracts, and services we provide through or to which this Agreement is linked (collectively, the "Services"). By creating a wallet, downloading the application, using the Services, or by clicking to accept this Agreement when this option is made available to you, you confirm that you have read, understood, and agreed to be legally bound and abide by this Agreement as well as our Privacy Policy, which is incorporated by reference.
IF YOU DO NOT ACCEPT THE TERMS OF THIS AGREEMENT OR THE PRIVACY POLICY, DO NOT INSTALL, ACCESS, OR USE THE SERVICES.
You must be at least eighteen (18) years old or the age of majority in your jurisdiction (whichever is greater), have full legal capacity to enter into this Agreement and reside in a jurisdiction where access and use of the Services is not otherwise prohibited by law. If you are accepting this Agreement and using the Services on behalf of a company, organization, government, or other legal entity, you represent and warrant that you are authorized to do so and have the authority to bind such entity to this Agreement. You further represent and warrant that you are not (a) a resident of, located in, or organized under the laws of any jurisdiction subject to comprehensive sanctions administered by the United States, the United Kingdom, the European Union, or the United Nations; (b) listed on any sanctions, terrorist, or restricted-party list maintained by any government; or (c) using the Services on behalf of any such person. You are responsible for ensuring that your use of the Services complies with all laws and regulations applicable to you, including tax, anti-money laundering, and securities laws. If you do not meet all of these requirements, you must not access or use the Services.
PLEASE BE AWARE THAT SECTION 20 (DISPUTE RESOLUTION; ARBITRATION; CLASS WAIVER) CONTAINS PROVISIONS GOVERNING HOW TO RESOLVE DISPUTES BETWEEN YOU AND CACHE. AMONG OTHER THINGS, IT INCLUDES AN AGREEMENT TO ARBITRATE WHICH REQUIRES, WITH LIMITED EXCEPTIONS, THAT ALL DISPUTES BETWEEN US SHALL BE RESOLVED BY BINDING AND FINAL ARBITRATION, AS WELL AS A CLASS ACTION AND JURY TRIAL WAIVER. PLEASE READ SECTION 20 CAREFULLY.
Cache is a non-custodial, self-custody wallet. This Section 2 is one of the most important provisions of this Agreement. Please read it carefully.
The Services which are currently available for you to use as well as their associated functionality are described in the Cache-provided operator, technical and user manuals, training materials, guides, listings, specifications, and other materials (collectively, the “Documentation”) available at https://cachewallet.com/docs. Any Services that you elect to use are subject to this Agreement.
The Documentation may contain additional or different terms, conditions, and information regarding the Services you are using. Unless explicitly stated otherwise in the Documentation, in the event of any conflict or inconsistency between this Agreement and the Documentation regarding any of the Services, this Agreement controls and governs over the Documentation to the extent necessary to resolve the particular conflict or inconsistency as it relates to those Services you actually use.
We will use commercially reasonable efforts to provide the Services as described in the Documentation and standard updates to the Services that we make generally available. We may, in our sole discretion, (a) discontinue one or more of the Services, or (b) modify the features or functionality of the Services, with or without notice to you.
All fees related to your use of the Services are described in the Documentation and you agree that we may collect any fees connected with your use of the Services as set forth in the Documentation. You further agree that all fees are non-cancelable and are final and non-refundable, unless otherwise agreed to by us, required by law, or set forth in the Documentation. We may change fees for the Services at any time, in our sole discretion.
Cache earns revenue from a small number of clearly disclosed fees. We do not charge subscription, listing, or asset-holding fees, and we do not earn revenue from selling user data.
The use of cryptocurrency, smart contracts, and decentralized financial protocols involves significant risks. By using the Services, you acknowledge and accept these risks, including:
Subject to your compliance with the terms and conditions of this Agreement, we grant you a limited, non-exclusive, non-transferable, non-assignable, non-sublicensable, worldwide right to access and use the Services. You acknowledge and agree that your access to and use of the Services is revocable in our sole discretion.
Subject to this Agreement, we grant you a limited, revocable, non-exclusive, non-transferable, non-assignable, non-sublicensable, and royalty-free license for you to use the Documentation solely for your internal business purposes in connection with use of the Services.
You acknowledge that, notwithstanding anything to the contrary herein: (a) the Services and Documentation are provided to you under a limited license; and (b) neither the Services nor the Documentation have been sold to you. You also acknowledge that you have neither obtained nor will obtain any ownership or other right, title, or interest in or to the Services or Documentation or any copyright, patent, trade secret, know-how, trademark, service mark, trade name, rights of publicity, or other intellectual property or proprietary rights (collectively, the “Proprietary Rights”) relating thereto. The Services may include code that is licensed to you under third party license agreements, including open-source software made available or provided with the Services. Without limiting the generality of the foregoing, we own all right, title, and interest in and to all upgrades, enhancements, new releases, changes, and modifications to the Services, together with all ideas, architecture, algorithms, models, processes, techniques, user interfaces, database design and architecture, and “know-how” embodying the Services. Under no circumstances will you be deemed to receive, have, or be granted title to all or any portion of the Services or Documentation, title to which at all times vests exclusively in Cache. Neither the Services, the Documentation, nor any component thereof, shall be deemed to be a “work made for hire” as that term is defined in 17 U.S.C. §101.
The Services are tools you use at your own discretion. Nothing in the Services or in any communication from Cache constitutes investment, legal, accounting, tax, or financial advice, nor a recommendation to buy, sell, or hold any asset. You are solely responsible for evaluating any decision you make using the Services. We strongly encourage you to consult qualified professionals.
You agree not to use the Services:
You acknowledge and agree that in the event of any breach of the provisions of this Section 8, Cache would suffer irreparable injury for which monetary damages would be an inadequate remedy, and, without limitation of any other rights or remedies, we will be entitled to seek equitable relief, including injunctive relief without the necessity of posting any bond, as well as attorneys’ fees and costs, for such breach in any court of competent jurisdiction.
Cache, its affiliates, its licensors, and suppliers (as applicable) own and shall retain ownership of (i) the Services, and any underlying or other technology and intellectual property embodied or contained in, used to provide or support, or otherwise associated or provided in connection with, the Services, including all Proprietary Rights related thereto, exclusive of any Third-Party Offerings (as defined below), and (ii) all trade names, trademarks, service marks, trade dress, logos, icons, insignia, symbols, interface and other designs, domain names and corporate names, and the like (whether registered or unregistered) (“Cache Marks”) associated or displayed with the Services, together with the goodwill associated with any of the foregoing Cache Marks (all of the foregoing, collectively “Cache Property”). You may not frame or utilize framing techniques to enclose any Cache Marks, or other proprietary materials or information (including images, text, page layout, or form) of ours without our express prior written consent. You may not use any meta tags or any other “hidden text” utilizing Cache Marks without our express prior written consent. No rights to use the Cache Marks are provided to you herein.
We reserve all rights not expressly granted to you in this Agreement. Except for the limited rights and licenses expressly granted under this Agreement, nothing in this Agreement grants, by implication, waiver, estoppel, or otherwise, to you or any third party, any Proprietary Rights or other right, title, or interest in or to any Cache Property or other intellectual property provided in connection with this Agreement or the Services.
Portions of the Services, including the smart contract framework underlying the smart wallet, are open source and are licensed to you under their respective open-source licenses. Where any open-source license conflicts with this Agreement in respect of the relevant component, the open-source license governs that component.
You retain all rights to any content you submit through the Services, including wallet labels, contact entries, support correspondence, and any other text or media you provide ("User Content"). We will process and store User Content in accordance with our legal commitments and, where User Content contains Personal Information, our Privacy Policy. You grant Cache a worldwide, non-exclusive, royalty-free license to host, store, reproduce, and process User Content solely for the purpose of operating the Services. You represent and warrant that you have all rights necessary to grant this license and that your User Content does not violate any law or any third party's rights. We do not take responsibility for any User Content and shall not be liable for any violations of copyrights, trademarks, or other intellectual property rights, or for any unlawful use of User Content by you or any third party.
Your use of the Services requires one or more compatible devices, Internet access, and certain third-party software, and you may be required to obtain updates or upgrades from time to time for third-party software, which may result in additional costs to you. Because use of the Services involves hardware, software, and Internet access, your ability to access and use the Services may be affected by the performance of the foregoing. You are solely responsible for any fees that may apply to your access to or use of the Services, including fees for hardware, software, Internet access, or text messages. You agree that the foregoing requirements are your responsibility, and we may, in our sole discretion, discontinue availability or compatibility of the Services on a particular operating system, device, or platform.
You understand that we cannot and do not guarantee or warrant that any files downloaded using the Services will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to the Services for reconstruction of any lost data. WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE SERVICES, ANY THIRD-PARTY SERVICES, OR TO YOUR DOWNLOADING OF ANY MATERIAL USING THE SERVICES.
YOUR USE OF THE SERVICES, THEIR CONTENT, AND ANY THIRD-PARTY SERVICES CONNECTED TO THE SERVICES IS AT YOUR OWN RISK, AND THE SERVICES, THEIR CONTENT AND ANY THIRD-PARTY SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, CACHE DISCLAIMS ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, AND QUIET ENJOYMENT. CACHE DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT ANY DATA, QUOTE, OR ESTIMATE IS ACCURATE OR COMPLETE.
TO THE FULLEST EXTENT PERMITTED BY LAW, CACHE AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUES, DATA, GOODWILL, OR DIGITAL ASSETS, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH THE SERVICES, EVEN IF CACHE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. CACHE'S TOTAL CUMULATIVE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR IN CONNECTION WITH THE SERVICES SHALL NOT EXCEED THE GREATER OF (A) ONE HUNDRED U.S. DOLLARS (US$100.00) OR (B) THE TOTAL FEES YOU PAID TO CACHE IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM. THIS LIMITATION APPLIES EVEN IF A REMEDY FAILS OF ITS ESSENTIAL PURPOSE. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS OF LIABILITY; IN SUCH JURISDICTIONS, OUR LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
You agree to indemnify, defend, and hold harmless Cache and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in connection with: (a) your use of the Services; (b) your violation of this Agreement; (c) your violation of any law or regulation; (d) your violation of any third party's rights; or (e) any transaction you initiate, sign, or authorize through the Services.
The Services interact with, link to, or depend upon third-party services, smart contracts, websites, and protocols that are not controlled by Cache. Cache is not responsible for the content, accuracy, availability, security, or practices of any third party. Your use of any third-party service is at your own risk and subject to the third party's own terms and privacy policy.
Cache may modify, suspend, or discontinue the Services or any part of them at any time, with or without notice. We may also revise and update this Agreement from time to time in our sole discretion; the "Last updated" date at the top of this page indicates when they were last revised. You are expected to check this page from time to time so you are aware of any changes, as they are binding on you. Your continued use of the Services after the effective date of an update constitutes acceptance of the updated Agreement. If you do not agree, you must stop using the Services.
You may stop using the Services at any time. Because the Services are non-custodial, you retain control of your seed phrase, private keys, and on-chain assets regardless of whether you continue to use the Cache application. Cache may suspend or terminate your access to the Services at any time, with or without notice, for any reason, including suspected violation of this Agreement or applicable law. No expiration or termination of this Agreement will affect your obligation to pay all fees that may have become due before such expiration or termination, including that we may retain any fees previously paid by you if this Agreement is terminated, unless otherwise specified in the Documentation or prohibited by law. Sections that by their nature should survive termination (including Sections 4, 5, 7, 8, 9, 10, 13, 14, 15, 19, 20, and 22) will survive.
This Agreement and any dispute or claim arising out of or in connection with them or their subject matter (including non-contractual disputes or claims) are governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict-of-laws principles. The United Nations Convention on Contracts for the International Sale of Goods does not apply.
Please read this Section carefully. It affects your legal rights.
Informal resolution. Before filing any formal proceeding, you agree to first try to resolve the dispute informally by writing to us at the address at the end of this Agreement and providing a written description of the dispute and your contact information. We will try to resolve the dispute informally for at least sixty (60) days before either party may initiate arbitration.
Binding arbitration. Except for the carve-outs below, you and Cache agree that any dispute, claim, or controversy arising out of or relating to this Agreement or the Services shall be resolved by final and binding arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules. The arbitration shall take place in Wilmington, Delaware, or at such other location as the parties may agree, and may be conducted by telephone, video conference, or written submission where permitted by AAA rules. The arbitrator's award shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.
Class waiver. YOU AND CACHE AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate more than one person's claims and may not preside over any form of representative or class proceeding.
Carve-outs. Notwithstanding the foregoing, either party may (a) bring an individual action in small-claims court for any claim within that court's jurisdiction; (b) seek injunctive or other equitable relief in a court of competent jurisdiction to protect its intellectual property rights; or (c) bring any claim that may not, by law, be required to be arbitrated.
Forum. If any claim is for any reason not subject to arbitration, you and Cache irrevocably submit to the exclusive jurisdiction of the state and federal courts located in Wilmington, Delaware, for the resolution of such claim.
Opt-out. You may opt out of this arbitration agreement by sending written notice by post to the address at the end of this Agreement within thirty (30) days of first accepting this Agreement. The notice must include your name, the device or account used, and a clear statement that you wish to opt out of arbitration. Opting out will not affect any other provision of this Agreement.
The Services are operated from the United States. We make no representation that the Services are appropriate or available for use in any particular jurisdiction. You are responsible for complying with local laws if and to the extent local laws are applicable. You agree not to access, use, export, re-export, or transfer the Services in violation of U.S. export control laws or any applicable sanctions program.
Entire agreement. This Agreement, together with the Privacy Policy and any other policies expressly incorporated by reference, constitute the entire agreement between you and Cache regarding the Services and supersede any prior or contemporaneous agreements on the same subject matter.
Severability. If any provision of this Agreement is held invalid or unenforceable, the remaining provisions will remain in full force and effect.
No waiver. Our failure to enforce any provision is not a waiver of our right to do so later.
Assignment. You may not assign or transfer this Agreement or any rights under them without our prior written consent. Cache may assign this Agreement in connection with a merger, acquisition, financing, or sale of assets, or to an affiliate.
No agency. Nothing in this Agreement creates a partnership, joint venture, employment, fiduciary, or agency relationship between you and Cache.
Notices. We may give you notice through the Services or by email to any address you provide. You may give Cache notice at the address in Section 23.
Headings. Section headings are for convenience only and do not affect interpretation.
Governing language. This Agreement, and any policies incorporated by reference, are drafted in the English language, which is the sole authoritative and legally binding version. Any translation into another language is provided for your convenience only and has no legal effect. In the event of any conflict, inconsistency, or ambiguity between the English-language version and any translated version, the English-language version shall prevail and govern.
For questions about this Agreement, ask in our Telegram group. Send legal notices, including an arbitration opt-out, in writing to:
Cache Technologies Inc.